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To support the enthusiastic demand for home ownership in Indonesia, especially in the areas of Jakarta and Surabaya, HSBC is customizing its services to help new and established customers realize their financial goals through property investment. Providing innovative mortgage services integrated within its Wealth Management division, HSBC is a support system for upper middle class clients who wish to invest for the long term.
HSBC has operated in Indonesia since 1884 and currently serves customers through 47 branches in 6 major cities in Indonesia. With the support of more than 3,000 employees, HSBC Indonesia has evolved into a leading international bank in Indonesia that offers banking services to retail clients as well as wealth management, corporate and institutional banking, treasury and capital markets and Islamic banking services.
In an exclusive press conference, Hartini Saputra, Senior Vice President & Head of Sales & Distribution Branch RBWM Outregion HSBC Indonesia, revealed that Indonesia’s middle class is choosing financial instruments that can provide a higher return on investment. “The property industry experienced rapid growth
In 2012 at the approximate rate of 23.5%,” says Saputra. “Conscientious consumers are using their rising purchasing power along with today’s competitive interest rates to attain mortgage loans.”
Saputra adds that HSBC mortgages offer attractive features including interest rates as low as 6.99% per annum (fixed in the first year), free administrative costs, and an easy, stress-free process. “We are also proud to present the direct opportunity to be an HSBC Premier Privilege client. Customers can enjoy the privileges of HSBC Premier services with a minimum IDR 1-billion loan amount with no obligation to place a minimum amount of funds. Not only are they securing a mortgage, but they benefit from our integrated Wealth Management division as well. Establishing a relationship with HSBC provides a one for two privileges service.”
Clients of HSBC Premier Privilege can also enjoy discounts up to 90% off the cost of buying and selling mutual funds through HSBC Internet Banking. “We understand the needs of modern life in metropolitan cities such as Surabaya and Jakarta, where the growth rate of investment is at its highest in the country. We are very focused on these regions and are committed to providing customers here with the best service possible. We are always looking for new ways to help our customers achieve their goals through property investment and continue to research innovative ideas that provide support.”
HSBC’s commitment to play a role in the financial world in Indonesia is reflected in the numerous awards they have received. Accolades include Best Domestic Cash Management Bank, Euromoney, 1st Rank in Euromoney FX Survey, Bisnis Indonesia Banking Efficiency Award, Alpha Southeast Asia’s Best Foreign Bank Award and the Sustainable Business Awards. HSBC’s commitment to social responsibility can be seen through its contribution to the community in a variety of corporate sustainability activities. In 2011, HSBC was honored at the Indonesia Green Awards.
